Homes under $500,000

Homes under $500,000

Welcome to the enchanting community of Whispering Pines, nestled in the heart of sunny Florida. This charming subdivision offers a perfect blend of tranquility and convenience, making it an ideal place to call home. With its lush greenery, well-maintained parks, and friendly neighbors, Whispering Pines is a haven for families, retirees, and anyone looking to enjoy the Florida lifestyle.

One of the most appealing aspects of this community is the diverse range of homes available, particularly those priced under $500,000. Whether you’re a first-time homebuyer or seeking a cozy retreat, you’ll find a variety of options that cater to your needs. From quaint single-family homes with spacious backyards to modern townhouses featuring open floor plans, there's something for everyone in this vibrant neighborhood.

Residents of Whispering Pines enjoy easy access to local amenities, including shopping centers, top-rated schools, and recreational facilities. Spend your weekends exploring nearby parks, hitting the beach, or indulging in the delightful dining options that Florida has to offer. Additionally, the community’s close-knit atmosphere fosters a sense of belonging, where neighbors become friends and memories are made.

Don’t miss the opportunity to discover your dream home in Whispering Pines. With homes under $500,000, you can embrace the Florida lifestyle without breaking the bank. Come visit this beautiful subdivision and see for yourself why so many have chosen to make Whispering Pines their forever home!

Newest Homes under $500,000

2401 Franciscan Drive Unit 41, Clearwater
$150,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33763 Zip Code
Located in On Top of the World, a premier 55+ adult condominium community on over 300 acres offers resort-style living with two golf courses that are free to the residents, pickleball courts, shuffleboard/lawn bowling, 4 tennis courts, horseshoe pits, two recreation centers with events that include live bands and balls, over 60 active clubs, billiards room, craft room, café, fitness center with 13 exercise classes, wood working and craft rooms, dog park, two pools including one heated pool with hot tub, lakes with fishing pier, picnic areas with grills, ponds and lakes with walking trails, and more. There is a free resident shuttle that operates 5 days a week to local grocery stores and the malls. **The $565 monthly HOA fee includes Cable TV, Internet, Water/Sewer/Trash, Exterior Maintenance, Grounds Maintenance, Building Insurance, Roof, and community amenities. ** This is a rare opportunity to purchase up to two units next door to create one large home, multi-generational living, or a live-in caregiver. Your home also has one reserved parking space, plus there is adjacent guest parking. This top-floor second-story unit is located in a prime location adjacent to the golf course and only 1,800 feet from the recreation center and pool. The windows were upgraded to impact-resistant windows, and the floors are a combination of carpet, parquet, and tile. The spacious open floor plan has a large living room and dining room in front of the home, and a kitchen with a dinette, plus a large 300-foot Florida room. There are also two additional bedrooms with two bathrooms. A stacked Washer/Dryer combo is included with the home, plus there is a laundry facility down the hallway. There is also an outdoor breezeway with room for a table in front of the home. Minutes to Clearwater Beach, Dunedin, shops, restaurants, and easy access to Tampa International Airport.

2401 Franciscan Drive Unit 41, Clearwater
3459 8th Avenue N, St Petersburg
$429,999
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33713 Zip Code
Virtually Staged. "Reduced $100,000 from the previous list price of $529,000." $100,000 Discount never will be in your lifetime.Varially staged, INTEREST RATES TOO HIGH? THE SELLER WILL BUY YOUR INTEREST RATE DOWN BY 2% FOR THE FIRST YEAR SAVING YOU UP TO $578 MONTHLY AND THEN THEY WILL BUY YOUR RATE DOWN BY 1% FOR THE SECOND YEAR. THAT IS UP TO A $295 MONTHLY SAVINGS. FULLY RENOVATED POOL HOME | NEW ROOF (2026) & A/C (2026), Major improvements include a new vinyl floor, new bathroom, new garage door with remote opener, providing added comfort and peace of mind. Whole-home termite tenting and treatment were completed on July 7, 2026. Welcome to this beautifully renovated 3-bedroom, 2-bathroom pool home in the heart of St. Petersburg! Offering modern finishes, major recent upgrades, and a private backyard pool, this move-in-ready property presents an exceptional opportunity for homeowners and investors alike. Step inside to discover a bright, refreshed interior featuring stylish finishes, elegant quartz countertops, beautifully updated bathrooms, and thoughtful renovations throughout. Enjoy the best of Florida living in your own private backyard oasis, complete with a swimming pool and outdoor space perfect for entertaining guests, relaxing on weekends, or enjoying year-round sunshine. The 1-car garage adds convenient parking and storage. ALlY ACCESS. Conveniently located in central St. Petersburg, you are just minutes from Downtown St. Pete, local restaurants, shopping, parks, entertainment, and the beautiful Gulf beaches. This home offers outstanding value for buyers seeking a modern pool home without taking on a major renovation project. Whether you are searching for your primary residence, a Florida getaway, or an investment opportunity, this property deserves your attention. NO FLOOD INSURANCE REQUIRED. NO HURRICANE DAMAGE REPORTED. YEARLY TAX IS ONLY 602.82. Enjoy the convenience of an updated home, the appeal of a private pool, and the opportunity to make this St. Petersburg property on your own. Don't miss this opportunity to explore this home. Schedule your private showing today., before you lose the opportunity.

3459 8th Avenue N, St Petersburg
2187 Nimitz Drive Unit 2187, Dunedin
$310,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34698 Zip Code
Welcome to 2187 Nimitz Dr, Dunedin, FL 34698, in Heather Ridge Villas, a welcoming, pet-friendly 55+ community where neighbors connect and celebrate life together. Lovingly maintained by the same owner for approximately 20 years and used sparingly, this inviting home offers exceptional cleanliness, beautifully preserved finishes, and the opportunity to personalize at your own pace. A spacious living room, wood flooring, and a separate formal dining room create a comfortable setting for everyday living and entertaining. The split-bedroom floor plan separates the primary and guest bedrooms, providing privacy for you and your visitors. The exceptionally large primary bedroom offers ample space for a sitting area, with a walk-in closet adjoining the primary bathroom. The generously sized guest bedroom also features a walk-in closet. Immaculately kept cabinetry and classic finishes give the kitchen a timeless feel, while a pantry provides convenient storage. Enjoy the home’s carefully maintained character today or bring your own vision to future updates. The spacious patio features ceramic tile flooring, an insulated roof and walls, and a peaceful setting overlooking the private backyard. Whether enjoying morning coffee, reading, or gathering with friends, this versatile space extends your enjoyment of Florida living. Impact-rated windows along the rear of the home add another valuable feature. Enjoy a convenient Dunedin location near shopping, grocery stores, restaurants, and everyday services. Explore downtown Dunedin’s independent boutiques, local dining, breweries, waterfront parks, and community events. Spend a day at Honeymoon Island State Park, discover the beauty of nearby Gulf Coast beaches, or enjoy outdoor recreation along the Pinellas Trail. Whether you’re seeking a year-round residence or a seasonal Florida retreat, this exceptionally cared-for home combines a spacious layout, private outdoor space, and access to the coastal lifestyle that makes Dunedin so appealing. Schedule your private showing of 2187 Nimitz Dr today!

2187 Nimitz Drive Unit 2187, Dunedin
6615 Sandra Drive, Port Richey
$109,900
3 Beds ⋅ 1 Baths ⋅ SubDv. ⋅ 34668 Zip Code
Welcome to 6615 Sandra Drive in Port Richey! This beautifully updated 3-bedroom, 1-bath home sits on two lots totaling approximately 0.38 acres, offering plenty of outdoor space to enjoy. Inside, a new kitchen, new bathroom, new flooring, and updated electrical bring a fresh feel to the home. The fenced property features a driveway and two sheds, providing convenient storage for tools, equipment, and outdoor essentials. With room to garden, entertain, or simply relax outdoors, this property combines comfortable living with a spacious setting. Schedule your showing today!

6615 Sandra Drive, Port Richey
1162 84th Terrace N Unit D, St Petersburg
$104,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33702 Zip Code
Discover an exceptional opportunity for low-maintenance Florida living or investment at 1162 84th Terrace N, Unit D, in St. Petersburg! This upper-level corner condominium offers 2 bedrooms, 2 bathrooms, and 940 square feet of comfortable living space, with immediate rental capability for added flexibility. Step inside to find easy-care tile flooring, a bright living area, and a functional kitchen featuring new stainless steel appliances, white cabinetry, and a convenient pass-through counter. The practical layout offers comfortable spaces for everyday living, relaxing, and entertaining. Sliding glass doors connect the interior to a newly screened, covered balcony—a welcoming spot to enjoy fresh air and the Florida breeze. Additional storage and assigned parking make day-to-day living even more convenient. Residents enjoy access to two community swimming pools and a clubhouse, providing desirable amenities without the upkeep of a single-family property. Adding to the appeal, the association fee includes everything except electricity, simplifying monthly expenses. Whether you're exploring an investment opportunity or looking for a comfortable, easy-care Florida retreat, this upper-level corner unit delivers a compelling combination of functionality, amenities, and flexibility. Schedule your private showing and discover the possibilities!

1162 84th Terrace N Unit D, St Petersburg
127 Camphor Drive Unit E, Oldsmar
$114,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34677 Zip Code
Welcome to The Gardens of Forest Lakes! This spacious FIRST-FLOOR, 2-BEDROOM, 2-BATH CONDO offers comfortable, low-maintenance Florida living with no stairs, TILE FLOORING THROUGHOUT and BEAUTIFUL POND VIEWS! Nestled in a peaceful setting surrounded by mature landscaping and lush greenery, this light and bright residence offers a wonderful combination of comfort, convenience and scenic surroundings. Step inside to a living and dining area with plenty of space to relax or entertain. Sliding glass doors lead to a covered patio overlooking the tranquil pond, creating the perfect spot to enjoy your morning coffee, watch the wildlife or simply unwind while taking in the peaceful water views. The kitchen offers ample cabinetry, generous counter space and a convenient breakfast/pass-through bar that opens to the main living area. The primary bedroom features a private ensuite bathroom and walk-in closet, while the second bedroom provides flexibility for guests, a home office or additional living space & adjacent guest bath. An interior laundry area adds everyday convenience. With tile flooring throughout and a functional floor plan, this condo provides a great opportunity to add your own personal touches while enjoying its desirable first-floor location and picturesque setting. Beyond the condo, residents can enjoy an impressive array of community amenities in a scenic lakefront setting. Forest Lakes offers a large community swimming pool and spa, tennis courts, basketball, racquetball/handball courts, playground, picnic and grilling areas, and a waterfront dock overlooking the lake. Mature trees, tropical landscaping and generous green spaces create an inviting atmosphere throughout the community. Conveniently located in the heart of Oldsmar, close to shopping, dining, parks, beautiful Gulf beaches and Tampa International Airport. Whether you're searching for a primary residence, seasonal getaway or investment opportunity, this first-floor condo with beautiful pond views offers an excellent opportunity to enjoy the Florida lifestyle. Schedule your private showing today!

127 Camphor Drive Unit E, Oldsmar
1610 Evergreen Avenue S, Clearwater
$489,950
3 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33756 Zip Code
YOUR GOING TO FALL IN LOVE WITH THIS ONE! BEAUTIFUL curb appeal, EXCEPTIONAL updates, and a backyard made for enjoying the Florida lifestyle! This METICULOUSLY maintained Clearwater home sits on a generous .22-acre lot and offers a fresh, modern feel throughout. An inviting paver front porch welcomes you inside, where you'll find smooth ceilings, newer interior doors, abundant natural light, and NO CARPET! The spacious family room features a beautiful bay window, while the light-filled dining room opens through French doors to the outdoor living space. The kitchen offers stainless steel appliances, a GAS RANGE for those who love to cook, and a pantry closet. All bedrooms are GENEROUSLY sized, including a secondary bedroom large enough for a king-size bed. The oversized primary suite features a STUNNING, extensively RENOVATED en-suite bathroom with QUARTZ countertops, a taller vanity, gorgeous walk-in shower, and stylish barn door. The second bathroom has also been updated with a granite-topped vanity. This home has SMOOTH CEILINGS throughout! Step outside to an EXPANSIVE backyard featuring a SCREENED-IN sunroom, OVERSIZED paver patio, storage SHED, and PLENTY OF ROOM FOR A FUTURE POOL! Whether entertaining friends or enjoying a quiet evening outdoors, this space offers endless possibilities. MAJOR IMPROVEMENTS ALREADY COMPLETED! Whole-house repiping (2025), roof (2020), hurricane-rated windows THROUGHOUT (2020), A/C (2017), and additional attic insulation with two thermostatically controlled fans (2022). A gas water heater adds to the home's appeal. Ideally located near Clearwater Beach, Sand Key Park, Largo Central Park, Eagle Lake Park, and the Pinellas Trail, with convenient access to shopping, dining, airports, and everything Tampa Bay has to offer. Immaculate, move-in ready, and beautifully cared for, this home delivers the updates buyers want and the outdoor space that's hard to find. Don't forget to check out the Social Media Reel! PRICE TO SELL!

1610 Evergreen Avenue S, Clearwater
498 Stremma Road, Largo
$332,900
4 Beds ⋅ 1 Baths ⋅ SubDv. ⋅ 33770 Zip Code
ONE OF A KIND PROPERTY! TWO BUILDINGS ON TWO LOTS (105x150ft) – You Can Separate or Keep Combined! TWO DWELLING UNITS – 1st BUILDING/MAIN HOUSE 3BR/1BA/919sqft. 2nd BUILDING – 1BR/252sqft. TUFF SHED w/ electric and plumbing 144sqft. *20ft ABOVE GROUND POOL* w/ DECK. Plus a Storage Shed. SO MANY FEATURES! Oversized 105x150 lot gives you plenty of room for multiple vehicles, boats, campers, trailers. FULLY FENCED for your pets to roam. Sits on .36 acres of land can be subdivided into two separate dwellings. NO HOA, NO CDD, NO FLOOD ZONE. The thoughtful arrangement is PERFECT FOR MULTI-GENERATIONAL LIVING offering a PRIVATE SETUP that works beautifully as an IN-LAW SUITE or a dedicated RETREAT FOR A TEEN OR TWENTY-SOMETHING. This design provides distinct, comfortable spaces for both hosting extended family and ensuring daily privacy. 4 bedrooms, 1 bathroom, 1 carport with 1171sqft living total. PLUS FRAMED IN AREA already plumbed FOR A 2nd BATHROOM. This is an incredible OPPORTUNITY TO CUSTOMIZE A PROPERTY and make it truly your own while enjoying plenty of built-in potential. This MAIN HOME provides the perfect canvas to add your own personal style and touches. The open kitchen with comfortable size eat-in space overlooks the spacious living room. All bedrooms are generous in size with plenty of closet space. Plus a convenient INSIDE UTILITY ROOM. Neutral color tile throughout. Endless possibilities! Excellent location! In up and coming Horizon West Bay Down-town corridor, makes it a must-see for savvy buyers ready to act fast. in an area with many attractions including; walkability, convenience and entertainment. **In addition- THE FINANCIAL GAME CHANGER: Private Income Suite Potential - The true brilliance of this property lies in the ultra-versatile potential mother-in-law or rental Suite in featuring its own private entrance and FRAMED FOR dedicated full bath, this space offers immediate flexibility: Income Generator: Rent it out to substantially offset your mortgage, turning your residence into a high-performing asset. Multi-Generational Living: A private, comfortable Mother-in-Law suite. Perfect Guest or 3rd Bedroom Suite (with existing third bedroom usage). Quiet location on a well kept street. You'll be within walking distance of newly revitalized downtown Largo with tons of activities and shops, and just 3 miles to the WORLD FAMOUS BEACHES of Pinellas County! Close to public transportation, shopping, dining, Largo Central Park. One block away to city park with fishing pond and playground. This is the move-in-ready, possible income-generating home you've been waiting for.

498 Stremma Road, Largo
1100 Belcher Road S Unit 665, Largo
$164,900
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33771 Zip Code
YOUR FLORIDA DREAM IS CALLING — AND THIS ONE IS READY TO WELCOME YOU HOME! Discover an incredible opportunity to enjoy the Florida lifestyle in the highly desirable, 100% RESIDENT-OWNED 55+ community of FAIRWAY VILLAGE! This BEAUTIFULLY MAINTAINED, FULLY FURNISHED 2-BEDROOM, 2-BATH HOME is filled with warmth, natural light, and thoughtful improvements that make moving in as easy as bringing your suitcase and settling into paradise! From the moment you arrive, you'll appreciate the welcoming curb appeal, refreshed driveway, and EXTENDED CARPORT complete with corrugated side extensions for additional covered space. Step inside and experience a BRIGHT, CHEERFUL, OPEN FLOOR PLAN that offers a wonderful balance of comfort and functionality. The spacious living and dining areas flow together effortlessly, creating an inviting atmosphere for entertaining friends, enjoying family visits, or simply relaxing after another beautiful Florida day. One of the many things that makes this home special is that it comes FULLY FURNISHED. Just unpack, get comfortable, and start enjoying everything this wonderful community has to offer! THE IMPROVEMENTS MAKE THIS HOME EVEN MORE APPEALING! You'll appreciate the DOUBLE-PANE WINDOWS INSTALLED IN 2019, beautifully finished with interior trim and window sills, allowing natural light to brighten the living spaces. Additional features include a NEW water heater in 2025, ROOF-OVER INSTALLED IN 2004, a VAPOR BARRIER REPLACED IN 2016, as well as a convenient CENTRAL VACUUM SYSTEM! Even the WASHER AND DRYER are less than 4 years old! Regular pest control service adds another level of care to this thoughtfully maintained home. But the beauty of owning in FAIRWAY VILLAGE extends far beyond your front door! This exceptional community of 751 homes offers an active, welcoming environment where neighbors become friends and every day brings opportunities to enjoy the sunshine and make lasting memories. At the heart of the neighborhood is the MAGNIFICENT 19,000+ SQUARE-FOOT CLUBHOUSE, opened in January 2022, featuring beautiful gathering spaces and activities for a variety of interests. Enjoy TWO SWIMMING POOLS, RELAXING HOT TUBS, a 9-HOLE PAR-3 GOLF COURSE, COVERED SHUFFLEBOARD COURTS, and an abundance of recreational and social opportunities. Whether you enjoy staying active, meeting new friends, or unwinding beneath the Florida sunshine, you'll find plenty to love right here! Conveniently situated in LARGO, FLORIDA, Fairway Village puts you within easy reach of the area's spectacular Gulf Coast beaches, shopping, restaurants, entertainment, and everything that makes Florida living so desirable. BEST OF ALL, THE CO-OP LAND SHARE IS INCLUDED IN THE PURCHASE PRICE! Enjoy the advantages of resident-owned living and a monthly maintenance fee that includes water, sewer, garbage, lawn maintenance, basic cable, internet, and more. FULLY FURNISHED! WONDERFULLY MAINTAINED! READY FOR YOU! Opportunities like this are worth exploring! Whether you're searching for a seasonal Florida retreat or a place to call home year-round, this delightful property offers the comfort, convenience, and lifestyle you've been dreaming of. DON'T JUST DREAM ABOUT THE FLORIDA LIFESTYLE — COME EXPERIENCE IT FOR YOURSELF! Schedule your private showing today! All measurements are approximate and should be independently verified by the buyer.

1100 Belcher Road S Unit 665, Largo
730 San Christopher Drive, Dunedin
$375,000
3 Beds ⋅ 1 Baths ⋅ SubDv. ⋅ 34698 Zip Code
Discover the Best of Delightful Dunedin! Fantastic opportunity to own a 3-bedroom home in the heart of Dunedin! Situated on a generously sized lot and not located in a flood zone, this home offers a wonderful combination of location, updates, and potential. The kitchen features updated cabinetry and new appliances, while newer ceramic tile flooring throughout provides a clean, cohesive look. Step outside to a spacious backyard brimming with possibilities—create your dream outdoor retreat, add a garden, or design the perfect space for entertaining. Whether you're a first-time homebuyer, looking to downsize, or searching for a property with room to make it your own, this is your chance to get your foot in the door in Delightful Dunedin! Located within the golf cart zone and just minutes from vibrant downtown, you'll enjoy easy access to fantastic restaurants, unique shops, local breweries, the world-famous Pinellas Trail, and the beautiful Gulf beaches. Don't miss your opportunity to enjoy the Dunedin lifestyle! Come see it today!

730 San Christopher Drive, Dunedin
500 N Osceola Avenue Unit 609, Clearwater
$350,000
1 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 33755 Zip Code
Welcome to your new home, where stunning Intracoastal water views greet you from every room of this beautifully updated sixth-floor unit. Originally designed as a two-bedroom, this spacious home has been converted into a large one-bedroom layout, offering expansive living space and easy potential to revert back if desired. Step out onto the oversized balcony and take in the serene water vistas—perfect for morning coffee or evening sunsets. Inside, you'll find tile flooring throughout, a stylish kitchen with stainless steel appliances, and two full updated bathrooms enhanced with chic wallpaper. The convenience of an in-unit stackable washer and dryer adds to the modern appeal. Plus, with a 2025 AC, 2015 water heater, and optional furnishings, all you have to do is bring your suitcase! This residence comes with a covered, assigned parking space and a separate storage closet. Enjoy a resort-like lifestyle with amenities that include a waterfront pool, fitness center, floating dock, meeting room, and more. Best of all, the structural and reserve studies are complete with no assessments. The HOA fee covers nearly everything—just pay for electricity, cable, and internet. The location is ideal—just steps from Coachman Park, The Baycare Sound, Seminole Boat Ramp, Francis Wilson Playhouse, and an array of restaurants and shops. With so many exciting new developments on the horizon like the new Ballad Hotel, and the $50M EVO Entertainment complex coming to downtown Clearwater, now is the perfect time to invest in this vibrant area. Don’t miss your chance to own a waterfront gem in one of Clearwater’s most desirable neighborhoods—get in before it’s too late!

500 N Osceola Avenue Unit 609, Clearwater
10970 Peppertree Lane, Port Richey
$240,000
2 Beds ⋅ 2 Baths ⋅ SubDv. ⋅ 34668 Zip Code
Welcome to 10970 Pettertree Lane, located in the desirable Driftwood Village of Timber Oaks! This spacious 2-bedroom, 2-bath home has been freshly painted and is ready for you to move right in and make it your own. Featuring a comfortable, open living space, two full bathrooms and an attached 2-car garage, this home offers plenty of room for everyday living, entertaining and storage. Step outside and enjoy the added privacy of having NO REAR NEIGHBORS, creating a peaceful backyard setting perfect for relaxing and enjoying the Florida lifestyle. Even better, the property is located in a NON-FLOOD ZONE! One of the best features of this location is that Driftwood Village is one of the unique FAMILY VILLAGES within Timber Oaks and is NOT restricted to residents 55 and older—opening the door to buyers of all ages! For those who meet the community’s age qualifications, Driftwood homeowners also have the option to become Senior Option Members and enjoy access to Timber Oaks’ impressive clubhouse complex and active-adult amenities. Qualifying Senior Option Members can take advantage of the community clubhouse, swimming pool and spa, fitness center, billiards, card rooms, arts and crafts spaces and an incredible variety of clubs, activities and social events. Timber Oaks also offers beautiful common areas and outdoor recreational opportunities, including tennis, pickleball, shuffleboard, bocce and scenic areas throughout the community. Enjoy the best of both worlds—a home in a non-age-restricted village with the opportunity for qualifying residents to enjoy the active lifestyle and amenities Timber Oaks is known for. Conveniently located near shopping, dining, medical facilities, parks, Gulf Coast recreation and everything the Port Richey area has to offer, 10970 Pettertree Lane is ready to welcome its next owner. Come see all this home and community have to offer!

10970 Peppertree Lane, Port Richey
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